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Loans Designed for Entrepreneurs and SMEs

Working capital, growth financing, and emergency support — structured for traders and growing businesses.

Financing for growth

Flexible loans built for Kenyan entrepreneurs

Restock, bridge cash flow, expand, or handle emergencies, Vantage Limited responds quickly and responsibly.

Restock inventory

Buy stock when suppliers want cash upfront.

Cash-flow gap

Bridge slow weeks without stalling trade.

Expand operations

Grow premises, assets, or market reach.

Emergency support

Urgent relief when timing is critical.

200+ households 24hr turnaround* Thika, Kenya

Choose your fit

Loan categories

Pick the financing line that matches your need, view full product details below or apply directly.

VSL-90D

Short-Term Working Capital

Stock replenishment and cash-flow support.

90 days Weekly repay
VGF-12M

SME Growth Loan

Expansion, assets, and operational growth.

12 months Monthly
VGF-12M

Asset & Expansion Financing

Invest in equipment, premises, or market reach.

12 months Monthly
VES-30D

Emergency Business Support

Urgent short-term relief for critical needs.

30 days Weekly

How it works

From inquiry to funding in three steps

1 Submit inquiry

Share your business details and financing need online or in branch.

2 Appraisal review

We assess eligibility, repayment capacity, and credit policy fit.

3 Receive support

Qualifying clients access timely capital and ongoing guidance.

Loan approval is subject to appraisal, eligibility checks, repayment capacity, and Vantage Limited's credit policy. Submission of an application does not guarantee approval.

Product catalogue

Our loan products

Full product details, terms, and repayment schedules for each financing line.

VBL-24H

24-Hour Business Boost

Fast working capital, 30-day term with daily repayment. Qualifying clients can access funds within 24 hours of approval.

30 days Daily repay
VSL-90D

90-Day SME Stock Loan

Stock replenishment and cash-flow support, structured for traders and retailers with weekly repayment.

90 days Weekly
VGF-12M

SME Growth Financing

Expansion and asset financing, 12-month amortized schedule for businesses investing in long-term growth.

12 months Monthly
VES-30D

Emergency Business Support

Urgent short-term relief for critical business needs, weekly repayment over a 30-day window.

30 days Weekly
Ready to apply? Start your financing application, qualifying clients funded within 24 hours*

Ready to get started?

Talk to our team or submit a financing inquiry today.

Apply for Financing